There’s something comforting about gathering around a warm fireplace, but with great ambiance comes great responsibility. If you’ve noticed black streaks, sticky residue, or a burnt smell lingering around your fireplace, it’s time to pay attention. These aren’t just cosmetic issues, they’re potential safety hazards caused by soot and creosote buildup. Let’s explore what these […]
Chimney Safety: How to Keep Your Home Safe Read More »
Winter is coming, and while it’s easy to picture cozy fireplaces and snow-covered landscapes, there’s a crucial to-do list waiting for anyone who owns a seasonal or secondary home. Preparing your property for winter isn’t just about avoiding frozen pipes or keeping critters out (though that’s important, too); it’s about peace of mind. Knowing your
9 Tips to Prepare Your Seasonal Home for Winter Read More »
Did you know that more than 80% of people with connected devices either have no insurance coverage that protects them from cyber fraud or aren’t sure if their current policy covers that liability? With the rise of smart home tech and all the security risks it brings, it’s surprising how many of us aren’t fully
Are You Insured Against Cybercrime? Probably Not. Read More »
Starting a new venture is exhilarating, but amid the excitement, there’s a crucial detail that often gets overlooked: business insurance. Many founders, especially first-timers, might not think about it until it’s too late. However, getting the right insurance coverage can be a game-changer for your startup’s long-term success. Let’s dive into why insurance is essential
Startup Insurance: What Entrepreneurs Need to Know Read More »
Our homes are our safe havens, but they also come with their share of risks—especially when it comes to fire. House fires can cause serious damage, resulting in expensive homeowners’ insurance claims and lengthy restoration and rebuilds that cause significant disruptions to your life. The good news is that most are preventable. By taking a
Home Fire Safety and Prevention: Easy Tips to Keep Your Home Safe Read More »
Fire is one of the most destructive forces you can encounter in your home. From the flicker of a small spark to a raging blaze, fire can spread quickly, leaving lasting damage. But did you know that not all fires are the same? Fires are classified differently based on their fuel source, and understanding these
Classes of Fire Damage: What Homeowners Need to Know Read More »
Flooding is one of the most frequent and costly natural disasters in the U.S., yet it’s often misunderstood. While those in high-risk areas may be required to purchase flood insurance by their mortgage company, many homeowners in moderate or low-risk zones remain unaware of their exposure to flood risks. Climate change is driving more severe
Homeowner’s Guide to Flood Preparedness Read More »
Summer is the perfect time to enjoy your pool or hot tub, but before you dive in, it’s crucial to ensure everything is electrically safe. Water and electricity can be a dangerous combination, so here are some essential tips to keep you and your loved ones safe around pools and hot tubs. Let’s dive into
9 Electrical Safety Tips for Your Pool or Hot Tub Read More »
Hey there, commercial property owners! Are you feeling the pinch of rising insurance costs? You’re not alone. Commercial property insurance is evolving, and staying ahead of the curve is more important than ever. With robust risk management practices and proactive mitigation strategies, you can navigate these changes and put yourself in an even stronger position.
Commercial Property Insurance Trends: What Business Owners Need to Know in 2024 Read More »
If you’re a homeowner, you’ve probably seen your homeowners’ insurance prices rising over the past couple of years. According to insurance comparison site Insurify, nearly 30% of American homeowners are sweating over rising home insurance rates. And who can blame them? Home insurance prices spiked by 19% last year, averaging an extra $273 per policy.
Are Rising Home Insurance Rates Putting a Dent in Your Budget? Read More »
